This article effectively pointed out ripple will be one of the final winners and yet it didn't know it

http://www.zerohedge.com/news/2017-06-30/understanding-cryptocurrency-boom-and-its-volatility

It says:

speculative booms eventually end and technologies mature into forms that solve real business problems in uniquely cheap and robust ways no other technology can match.

That said technology exists today. It is Ripple/XRP.

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