You have to know these about ripple wallet and secret key

TL;DR:

  1. It's possible to find out others' secret keys but it's so improbable that it's almost impossible. 
  2. Make sure you have a good entropy source when generating your address/secret key.
  3. Use multi-sign https://ripple.com/build/how-to-multi-sign/

See the discussion here: https://www.xrpchat.com/topic/6054-questions-about-secret-keysripple-wallet-addresses/

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